SECURITY POLICY
American Mortgage Group maintains physical, electronic, and procedural safeguards to maintain the confidentiality, security, and integrity of visitors' personally identifiable information.
We allow access to personally identifiable information only to persons and entities engaging in activities permitted by this privacy policy. See Loan origination services.
Our database is separated from our web server and is protected by a physical firewall.
Although American Mortgage Group has taken reasonable and appropriate measures to ensure that your personal information is delivered and disclosed only in accordance with your instructions, American Mortgage Group cannot and does not guarantee that the personal information you provide will not be intercepted and decrypted by others.
LOAN ORIGINATION SERVICES
You authorize am-group.biz or its agents to check your credit history, and to provide your information, to a number of mortgage lenders as decided by am-group.biz. You further authorize the mortgage lenders to complete your loan transaction, to check your credit history and to return their decision to you. You understand that mortgage lenders may keep this form, whether or not you are qualified for a loan with them. American Mortgage Group is not a lender and does not make loans or credit decisions in connection with loans. American Mortgage Group does not endorse or recommend the products of any particular Lender on American Mortgage Group. American Mortgage Group is not an agent of either you or any participating Lender. American Mortgage Group services are administrative and consultative only. The Lender is solely responsible for its services to you, and you agree that American Mortgage Group shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. There is no fee for the User for any service(s) provided by American Mortgage Group. American Mortgage Group is paid a fee by participating mortgage lenders for any services provided.
This Web site and the services provided by American Mortgage Group are available only in connection with mortgage loans made on real property to residents of the United States . Mortgage lenders expressly reserve the right to discontinue, suspend or terminate the offering of any loan product in any specific state through this Web site. American Mortgage Group does not guarantee approval into any loan program or loan terms and/ or conditions with any Lender. American Mortgage Group does not guarantee that the loan terms or rates offered by participating mortgage lenders through this web site are the best terms or lowest rates available in the market. All loan approval standards/ requirements are decided upon and maintained by individual mortgage lenders. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.
COPYRIGHT AND TRADEMARK NOTICES
All contents of this Web site are: Copyright am-group.biz and/or its suppliers or participating mortgage lenders. All rights reserved. Other product and company names mentioned herein, including the names of participating mortgage lenders, may be the trademarks of their respective owners. Any one or company using the am-group.biz name within their web site, meta tags, or any type of coding without written consent will be prosecuted to the fullest extent of the law.
DISCLAIMER
All use by you of this website is at your own risk. You assume complete responsibility for, and for all risk of loss resulting from, your downloading and/or using of, or referring to or relying on, Materials, Software, or any other information obtained from your use of this website. You agree that American Mortgage Group, its suppliers, participating mortgage lenders or real estate professionals and providers of telecommunications and network services to am-group.biz will not be liable for damages arising out of your use or your inability to use this website, and you hereby waive any and all claims with respect thereto, and whether based on contract, tort or other grounds.
This website is available to all users "as is" without any representations or warranties of any kind, either express or implied. American Mortgage Group makes no representations, warranties or undertakings that this website, or the server that makes it available, will be free from defects, including, but not limited to viruses or other harmful elements. American Mortgage Group accepts no liability for any infection by computer virus, bug, tampering, unauthorized access, intervention, alteration or use, fraud, theft, technical failure, error, omission, interruption, deletion, defect, delay, or any event or occurrence beyond the control of American Mortgage Group, which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website. There are certain inherent risks in using the Internet and the World Wide Web. American Mortgage Group makes no representations, warranties or undertakings about:
Any of the Materials or Software on this website (including without limitation, their accuracy, their completeness or their merchantability, quality or fitness for any particular purpose; or
Any content of or information on any other website referred to or accessed by hypertext link through this website or from which this website is referred to or accessed by hypertext link ("third party site"). American Mortgage Group does not endorse or approve the content of any third party site, nor will American Mortgage Group have any liability in connection with any third party site (including but not limited to liability arising out of any allegation that the content of or information on any third party site infringes any law or the rights of any person or entity). No judgment or warranty is made with respect to the accuracy, timeliness or suitability of the content of any third party site, and any and all liability which might arise out of, or in connection with, your use or reliance on the content of or information on, or the performance of, any third party site is excluded
American Mortgage Group reserves the right to change the content, presentation, performance, user facilities and availability of any part of this website at its sole discretion, including these terms and conditions of use, and you should check these terms and conditions of use regularly for any changes.
LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, neither American Mortgage Group nor any of its directors, employees, affiliates or other representatives will be liable for loss or damages arising out of or in connection with your use of, or your inability to use, the Materials, Software and/or facilities or services offered through this website, including, but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damage to property and claims of third parties, even if American Mortgage Group has been advised of the possibility of such loss or damages, or such loss or damages were reasonably foreseeable.
LINKS TO THIRD PARTIES
This Web site may contain links to Web sites maintained by third parties. Such links are provided for your convenience and reference only. American Mortgage Group does not operate or control in any respect any information, software, products or services available on such Web sites. The inclusion of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
American Mortgage Group is not responsible for any errors or delays in responding to a qualification form or referral form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.
American Mortgage Group accepts no responsibility and is not liable for may claim or controversy arising out of or relating to the use of this Web site, to the goods or services provided by American Mortgage Group or to any acts or omissions for which you may contend.
ALL DISPUTES BETWEEN YOU AND AM-GROUP.BIZ WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
You are entitled to a fair hearing, and the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using American Mortgage Group goods and services you consent to these restrictions. If in the event a dispute cannot be resolved by arbitration and if either party employs attorneys to enforce any right in connection with any dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees.
OTHER TERMS
This Agreement constitutes the entire agreement between you and American Mortgage Group and it supersedes all prior communications, promises and proposals, whether oral, written or electronic, between you and American Mortgage Group with respect to this Web site and information, software, products and services associated with it. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved. |